Banking Designed Around Your Life
From everyday spending to long-term savings, our personal banking solutions give you complete control over your finances.
Open an Account
Our Personal Accounts
Choose the account that fits your lifestyle. All accounts come with free digital banking and contactless debit cards.
Current Account
From £0/month
- Free contactless Visa debit card
- Mobile & online banking
- Fee-free UK transfers
- FSCS protected up to £85,000
Premium Account
From £12.50/month
- Everything in Current
- Worldwide travel insurance
- Fee-free international spending
- 1.5% cashback on purchases
- Priority customer support
Student Account
Free while studying
- Zero monthly fees
- Interest-free overdraft up to £1,500
- Student discount card
- Free mobile banking app
Credit & Debit Cards
Whether you're shopping at home or abroad, our range of cards offer security, rewards, and flexibility.
Verix Platinum Visa
Up to 2% cashback, worldwide acceptance, contactless payments
Verix Gold Mastercard
0% on purchases for 12 months, free balance transfers
Verix Rewards Card
Earn Verix points on every purchase, redeem for travel & more
Apply in Minutes
Get an instant decision and start spending immediately with your digital card.
Get Your CardPersonal Loans & Mortgages
Borrow between £1,000 and £50,000 with competitive fixed rates and flexible repayment terms.
Representative Rate
From 3.9% APR
Fixed rate loans available from £1,000 to £50,000
- No early repayment fees
- Instant online decision
- Funds deposited same day
- Flexible 1–7 year terms
Personal Loan
3.9% APR£1,000 – £50,000 over 1–7 years
First-Time Buyer Mortgage
2.19% fixed2-year fixed rate with free valuation
Remortgage
2.49% fixed5-year fixed rate, no early exit fees
Ready to open an account?
Open your Verix Financial personal account in minutes. No paperwork, no branch visits required.
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